Blessings and Beyond

Everyday is a GIFT from GOD. That is why it's called PRESENT.

Major Purchases

My husband and I have been planning to buy some major purchases late this year or probably next year depending on the outcome of our finances and other plans. We are hoping to buy a transport vehicle late this year or plan to make a down payment for our very own house and lot in some subdivision here in our place for next year.

Anyway, we still have a lot of considerations to take into heart. This coming September 2009, I will be giving birth to our third child. That means our family expenses will be soaring high. If we get a transport vehicle, we need to get ourselves our individual driving licenses, auto insurance, registration and other maintenance cost that involves it. If we place a down payment for our own house next year, we will be incurring a lot of monthly payments aside from our household expenses and credit obligations.

So, it is really hard to decide for now. Though buying any of these things will help us save money but as of the moment it doesn’t give any guarantee that it will. Hopefully, God-willing, He will guide us through this.

ruby


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